Wealth Management & Investment Advisory Services

  • What are your goals, time frame, and risk tolerance? What is your investment strategy?

    • Asset allocation

    • Asset location

    • Tactical allocation

    • Taxable savings strategy

    • Tax-efficient investing

  • What retirement plans do you have, how are these assets allocated, and how are they invested?

    • Benefits and Social Security

    • Income strategy

    • Personal accounts (taxable, IRA, annuity)

    • Savings strategy

    • Workplace investments

  • Is charitable giving important to you and your family? Have you explored different strategies to transfer assets to the charities you choose?

    • Donor-advised funds

    • Gifting appreciated securities

    • Generational/family involvement

  • Have you worked with your attorney and tax specialist to draft an estate plan? What estate planning concerns do you have?

    • Charitable giving

    • Estate protection

    • Trusts

    • Wealth transfer

    • Wills

    Do you want to provide any financial assistance to parents, children, and/or grandchildren? What type of legacy is important to you?

    • Assisting parents and relatives

    • Education

    • Legacy

    • Living expenses (children and parents)

  • Do you understand and are you taking full advantage of any employer and executive benefits available to you?

    • Stock options

    • RSUs

    • Deferred compensation

    • Potential insurance benefits

  • Would you like to fund education for any of your family members? How much are you willing to contribute? How much responsibility do you want the recipient to have?

    • 529 plans

    • UGMA/UTMA

    • Brokerage

    • Gifting

  • What have you done to protect your family’s income? What are you doing to hedge against rising costs?

    • Disability

    • Healthcare and long term care

    • Inflation protected strategies

    • Outliving income

    • Family legacy plan